Home Loans - CALL 1-800-799-7952 ext. 701 FOR REFINANCE,1ST,2ND MORTGAGES UP TO 100% OF VALUE

<body topmargin="9" leftmargin="9" vlink="#FF00FF" bgcolor="#76C5F3"> <p align="center"><font color="#1180C1"><small><small><small><small><small>home loan, HOME LOAN, real estate, mortgage, 100% loan, 100% loan, 90% loan, cash out loans, equity loan, second mortgages, first loans, interest rates, low interest rates, refinance, rate reduction refinance, home lender, mortgage broker</small></small></small></small></small></font></p> <table border="0" cellpadding="0" cellspacing="0" width="100%" height="63" bgcolor="#FFFFFF"> <tr> <td width="100%" height="2" bgcolor="#FFFFFF" valign="top" align="center">  </td> </tr> <tr> <td width="100%" height="2" bgcolor="#FFFFFF"><font color="#ffffff" face="Copperplate Gothic Bold" size="5"><p align="center">*</font></td> </tr> <tr> <td width="100%" height="15" bgcolor="#1180C1"></td> </tr> <tr> <td width="100%" height="2" valign="top" align="center" bgcolor="#FFFFFF"> <table border="0" cellpadding="0" cellspacing="0" width="100%"> <tr> <td width="100%" style="color: #000000" background="images/money.jpg"> <p align="center" style="margin-left: 7; margin-right: 7"><b><u> <font face="Arial" color="#0000FF"> <br> </font> <font face="Book Antiqua" color="#000000"> QUICK NOTE</font></u></b> <font face="Book Antiqua" color="#000000"> <br> <b> We are able to arrange funding for A++ to C- Loans!<br> So, If you have excellent credit you will find our rates to be just as excellent!!<br> <u>or</u><br> Like many people - If you have experienced financial difficulties in the past, we are still able to help you as well.  You will also find that we have fantastic loan rates for those with less than perfect credit.<br> REMEMBER - WE ARE CONNECTED TO OVER 60 LENDERS - NATIONWIDE<br> We can take care of ALL your lending needs.<br> PLEASE TELL US ABOUT YOUR NEEDS - AND LET US DO THE REST.  <br> Thank you.</b></font> <p align="center" style="margin-left: 7; margin-right: 7"> <font face="Book Antiqua" color="#000000"> <b><a href="index.htm">HOME</a>    <a href="701/application.htm">SIMPLE ONLINE APPLICATION</a></b><br> </font> <font face="Book Antiqua"> <b><font size="2" color="#0000FF">  </font></b> <font color="#0000FF"> </font><font color="#FFFF00">    <font size="3"> </font></font> <font color="#0000FF"> <b><a href="mailto:info@pwla.com"> <font size="3"> EMAI</font></a></b></font><b> <font color="#0000FF"> <font size="3"> <a href="mailto:info@pwla.com">L:  info@pwla.com </a></font></font> <font color="#000000" size="3"> <br> </font></b> <font color="#000000" size="3">    </font></font><b> <font face="Arial" color="#000000" size="3"> Phone: 1-800-799-7952 (USA)</font></b> </td> </tr> </table>  </td> </tr> <tr> <td width="100%" height="12" bgcolor="#FFFFFF"> </td> </tr> <tr> <td width="100%" height="4" bgcolor="#1180C1"><p align="center"><font face="Copperplate Gothic Bold" size="6" color="#FFFFFF">Debt Consolidation<br> 100% Of Your Home's Equity</font></td> </tr> <tr> <td width="100%" height="2" bgcolor="#FFFFFF"><p align="center"><font SIZE="6" COLOR="#000080"><b>NO EQUITY REQUIRED</b></font></td> </tr> <tr> <td width="100%" height="2" bgcolor="#1180C1"><p align="center"><font face="Bauhaus 93" size="6" color="#FFFFFF"><u>NOW is the RIGHT TIME</u></font></td> </tr> <tr> <td width="100%" height="6" bgcolor="#FFFFFF"><p align="center"><font FACE="BPolar Bear" SIZE="7" COLOR="#000080">Make Home Improvements<br> OR<br> Consolidate Credit Card Debt</font></td> </tr> <tr> <td width="100%" height="2" bgcolor="#FFFFFF" style="color: rgb(17,128,193)" bordercolor="#1180C1"><table border="1" cellpadding="0" cellspacing="0" width="100%" bordercolor="#0000FF"> <tr> <td width="50%" bgcolor="#FFFFFF" style="border: medium solid rgb(17,128,193)" bordercolor="#1180C1"> <table border="0" cellpadding="0" cellspacing="0" width="100%"> <tr> <td width="100%" bgcolor="#FFFFFF"><font color="#400080"><strong><big><big><p align="center"></big></big></strong><u><small>(EXAMPLE)</small></u></font></td> </tr> <tr> <td width="100%" bgcolor="#FFFFFF"><p align="center"><font color="#400080"><big><big><strong>Currently</strong></big></big></font></td> </tr> <tr> <td width="100%" bgcolor="#FFFFFF"><p align="left"><font color="#400080"><strong>    Mo. Credit Cards ...................... $275.00</strong></font></td> </tr> <tr> <td width="100%" bgcolor="#FFFFFF"><font color="#400080"><strong>    Mo. Car ..................................... $320.00</strong></font></td> </tr> <tr> <td width="100%" bgcolor="#FFFFFF"><strong><font color="#400080">    Mo. 2nd Car .............................. $550.00</font></strong></td> </tr> <tr> <td width="100%" bgcolor="#FFFFFF"><strong><font color="#400080">    Total Monthly Debt ............... $1,145.00</font></strong></td> </tr> </table> </td> <td width="50%" bgcolor="#FFFFFF" style="border: medium solid rgb(17,128,193)" bordercolor="#1180C1" valign="top" align="center">  <table border="0" cellpadding="0" cellspacing="0" width="100%"> <tr> <td width="100%" align="center" bgcolor="#FFFFFF"><font color="#400080"><u><small>(EXAMPLE)</small></u><big><big><strong><br> ...With Equity Max<br> </strong></big></big></font><big><font color="#400080"><big><strong>$35,000 Loan<br> </strong></big></font></big><font color="#400080"><strong><big>Payment is: $480.39<br> </big> </strong><strong>20 Year Term At *15.75%, APR of *16.375%<br> </strong><small>*December 26, 2002 Rate Quote.   Call for current rate quote.</small></font></td> </tr> </table>  </td> </tr> </table> </td> </tr> <tr> <td width="100%" height="2" bgcolor="#FFFFFF"><p align="center"><strong><font color="#400080">Usually No Appraisal Required * No Up-Front Fees * Interest May Be Deductible For Income Tax Purposes.  See Your Tax Advisor.</font></strong></td> </tr> <tr> <td width="100%" height="2" bgcolor="#1180C1"><p align="center"><font color="#FFFFFF"><big><big><big>EASY TO APPLY</big></big></big></font></td> </tr> <tr> <td width="100%" height="6" bgcolor="#FFFFFF"><p align="center"><font color="#FF0000"><big>For a FREE Evaluation of Your Loan</big></font><big><a style="color: rgb(0,0,255)" href="http://www.pwla.com/application.htm" target="_self"><strong><br> Fill Out <big><u>"Easy Online Application</u></big></strong></a></big><a style="color: rgb(0,0,255)" href="http://www.pwla.com/application.htm" target="_self"><strong><big><big><a style="color: rgb(0,0,255)">"</a></big></big></strong></a><font color="#FF0000"><strong><big><br> FOR MORE INFORMATION PLEASE CALL</big></strong></font></td> </tr> <tr> <td width="100%" height="2" bgcolor="#1180C1" valign="middle" align="center"><p align="center"><font color="#FFFFFF"><big><big><big>1-800-799-7952  </big></big></big></font></td> </tr> <tr> <td width="100%" height="2" bgcolor="#FFFFFF" valign="top" align="center">  </td> </tr> <tr> <td width="100%" height="2" bgcolor="#1180C1">  </td> </tr> </table> <p align="center"> <font face="Arial" size="2" color="#000000"> <b><u><a href="http://www.pwla.com/sitemap.htm">Site Map</a></u></b></font> <font SIZE="1" COLOR="#000000"> <a href="http://www.pwla.com/701/application.htm"><br> GO TO ONLINE APPLICATION<br> </a><a href="http://www.pwla.com/index.htm">ABOUT THE COMPANY<br> </a><a href="http://www.pwla.com/loans/real_estate_loans/index.htm">Nation-Wide Real Estate Loan<br> </a><a href="http://www.pwla.com/espanol/index.htm">Espanol Spanish 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